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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,887 | $115,810+74.3% | $101,271+99.4% | $158,966+27.0% |
| Participation rate | 33.3% | 79.4%-46.0pp | 75.8%-42.5pp | 82.0%-48.6pp |
| Annual return | 11.96% | 56.15%-44.2pp | 46.48%-34.5pp | 302.95%-291.0pp |
| Employer contribution / active EE | $1,564 | $4,175-62.6% | $3,660-57.3% | $4,762-67.2% |
| Participant deferral / active EE | $2,463 | $4,958-50.3% | $4,371-43.7% | $5,983-58.8% |
| Admin fee / account holder | $100,071 | $7,248+1280.6% | $5,948+1582.6% | $11,250+789.5% |