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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,618 | $159,978+2.9% | $147,041+12.0% | $145,978+12.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.49% | 98.36%-86.9pp | 419.21%-407.7pp | 550.52%-539.0pp |
| Employer contribution / active EE | $6,875 | $5,288+30.0% | $4,935+39.3% | $4,662+47.5% |
| Participant deferral / active EE | $12,125 | $8,429+43.9% | $8,071+50.2% | $6,690+81.2% |
| Admin fee / account holder | $6,009 | $15,053-60.1% | $13,006-53.8% | $13,400-55.2% |