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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,618 | $160,040+2.9% | $147,096+11.9% | $145,877+12.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.49% | 98.49%-87.0pp | 419.75%-408.3pp | 551.28%-539.8pp |
| Employer contribution / active EE | $6,875 | $5,289+30.0% | $4,936+39.3% | $4,663+47.4% |
| Participant deferral / active EE | $12,125 | $8,429+43.8% | $8,071+50.2% | $6,691+81.2% |
| Admin fee / account holder | $6,009 | $15,050-60.1% | $13,005-53.8% | $13,402-55.2% |