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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,618 | $160,070+2.8% | $147,117+11.9% | $145,897+12.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.49% | 98.69%-87.2pp | 420.54%-409.1pp | 552.29%-540.8pp |
| Employer contribution / active EE | $6,875 | $5,285+30.1% | $4,932+39.4% | $4,663+47.5% |
| Participant deferral / active EE | $12,125 | $8,419+44.0% | $8,065+50.3% | $6,689+81.3% |
| Admin fee / account holder | $6,009 | $15,035-60.0% | $12,993-53.8% | $13,390-55.1% |