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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,100 | $127,790-88.2% | $106,555-85.8% | $167,536-91.0% |
| Participation rate | 61.5% | 78.3%-16.7pp | 76.1%-14.6pp | 82.1%-20.6pp |
| Annual return | 13.28% | 33.88%-20.6pp | 26.80%-13.5pp | 478.82%-465.5pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,819-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $2,243 | $5,088-55.9% | $4,399-49.0% | $6,342-64.6% |
| Admin fee / account holder | $194 | $11,229-98.3% | $7,408-97.4% | $12,315-98.4% |