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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,144 | $88,778+8.3% | $81,844+17.5% | $145,884-34.1% |
| Participation rate | 62.5% | 75.1%-12.6pp | 72.4%-9.9pp | 80.3%-17.8pp |
| Annual return | 17.33% | 1033.03%-1015.7pp | 778.87%-761.5pp | 551.85%-534.5pp |
| Employer contribution / active EE | $1,047 | $3,087-66.1% | $2,916-64.1% | $4,662-77.5% |
| Participant deferral / active EE | $8,340 | $4,648+79.4% | $4,323+92.9% | $6,690+24.7% |
| Admin fee / account holder | $2,553 | $8,430-69.7% | $7,355-65.3% | $13,392-80.9% |