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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,144 | $88,815+8.3% | $81,882+17.4% | $145,897-34.1% |
| Participation rate | 62.5% | 75.1%-12.6pp | 72.4%-9.9pp | 80.3%-17.8pp |
| Annual return | 17.33% | 1033.75%-1016.4pp | 779.47%-762.1pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,047 | $3,086-66.1% | $2,916-64.1% | $4,663-77.5% |
| Participant deferral / active EE | $8,340 | $4,647+79.5% | $4,323+92.9% | $6,689+24.7% |
| Admin fee / account holder | $2,553 | $8,434-69.7% | $7,360-65.3% | $13,390-80.9% |