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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,144 | $88,754+8.3% | $81,820+17.5% | $145,877-34.1% |
| Participation rate | 62.5% | 75.1%-12.6pp | 72.4%-9.9pp | 80.3%-17.8pp |
| Annual return | 17.33% | 1031.77%-1014.4pp | 777.93%-760.6pp | 551.28%-534.0pp |
| Employer contribution / active EE | $1,047 | $3,085-66.1% | $2,915-64.1% | $4,663-77.5% |
| Participant deferral / active EE | $8,340 | $4,648+79.5% | $4,323+92.9% | $6,691+24.7% |
| Admin fee / account holder | $2,553 | $8,424-69.7% | $7,391-65.5% | $13,402-80.9% |