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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,376 | $72,071-16.2% | $68,368-11.7% | $137,256-56.0% |
| Participation rate | 60.0% | 76.2%-16.2pp | 73.8%-13.8pp | 80.0%-20.0pp |
| Annual return | 15.08% | 353.14%-338.1pp | 292.57%-277.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,485 | $2,788-46.7% | $2,649-43.9% | $4,156-64.3% |
| Participant deferral / active EE | $10,985 | $4,410+149.1% | $4,123+166.5% | $6,407+71.5% |
| Admin fee / account holder | $97,594 | $5,336+1729.1% | $5,150+1795.1% | $12,270+695.4% |