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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,046 | $78,670-40.2% | $109,173-56.9% | $85,847-45.2% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | -8.29% | 25.09%-33.4pp | 25.75%-34.0pp | 318.61%-326.9pp |
| Employer contribution / active EE | $9,863 | $2,734+260.8% | $3,723+164.9% | $2,565+284.5% |
| Participant deferral / active EE | $3,800 | $3,467+9.6% | $4,654-18.4% | $3,952-3.9% |
| Admin fee / account holder | $9,357 | $5,469+71.1% | $6,755+38.5% | $6,261+49.5% |