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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,185 | $138,075+78.3% | $123,552+99.3% | $135,379+81.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.99% | 153.70%-161.7pp | 119.20%-127.2pp | 519.79%-527.8pp |
| Employer contribution / active EE | $16,893 | $5,152+227.9% | $4,628+265.0% | $4,779+253.5% |
| Participant deferral / active EE | $10,352 | $6,800+52.2% | $6,426+61.1% | $5,609+84.6% |
| Admin fee / account holder | $4,538 | $10,917-58.4% | $9,285-51.1% | $10,828-58.1% |