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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,696 | $71,197-24.6% | $93,669-42.7% | $80,925-33.6% |
| Participation rate | 22.2% | 60.4%-38.2pp | 68.7%-46.5pp | 67.7%-45.4pp |
| Annual return | 12.83% | 11.27%+1.6pp | 133.59%-120.8pp | 35.65%-22.8pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,424-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,848 | $4,036-54.2% | $4,416-58.2% | $4,299-57.0% |
| Admin fee / account holder | $595 | $6,959-91.4% | $8,291-92.8% | $6,940-91.4% |