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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,126 | $174,379+37.1% | $152,093+57.2% | $138,895+72.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 15.22% | 74.86%-59.6pp | 66.36%-51.1pp | 145.39%-130.2pp |
| Employer contribution / active EE | $10,752 | $4,652+131.1% | $4,175+157.6% | $4,194+156.4% |
| Participant deferral / active EE | $5,258 | $6,159-14.6% | $5,451-3.5% | $6,396-17.8% |
| Admin fee / account holder | $2,946 | $16,880-82.5% | $14,497-79.7% | $12,562-76.5% |