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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,180 | $180,462-68.9% | $154,111-63.5% | $135,379-58.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.27% | 888.17%-899.4pp | 735.18%-746.4pp | 519.79%-531.1pp |
| Employer contribution / active EE | $5,349 | $6,036-11.4% | $5,298+1.0% | $4,779+11.9% |
| Participant deferral / active EE | $13,326 | $5,806+129.5% | $5,081+162.3% | $5,609+137.6% |
| Admin fee / account holder | $1,124 | $16,145-93.0% | $13,411-91.6% | $10,828-89.6% |