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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,836 | $110,278-65.7% | $95,740-60.5% | $139,466-72.9% |
| Participation rate | 85.7% | 75.7%+10.0pp | 72.3%+13.5pp | 80.3%+5.4pp |
| Annual return | 22.61% | 27.19%-4.6pp | 28.41%-5.8pp | 373.66%-351.1pp |
| Employer contribution / active EE | $3,141 | $3,260-3.7% | $2,836+10.8% | $4,754-33.9% |
| Participant deferral / active EE | $7,118 | $4,674+52.3% | $4,244+67.7% | $6,712+6.0% |
| Admin fee / account holder | $303 | $6,613-95.4% | $5,676-94.7% | $11,409-97.3% |