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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,306 | $73,848+30.4% | $143,799-33.0% | $68,486+40.6% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -19.50% | 0.91%-20.4pp | -0.04%-19.5pp | -7.85%-11.6pp |
| Employer contribution / active EE | $2,852 | $3,184-10.4% | $4,952-42.4% | $2,597+9.8% |
| Participant deferral / active EE | $7,188 | $3,385+112.4% | $5,638+27.5% | $4,028+78.5% |
| Admin fee / account holder | $3,558 | $5,755-38.2% | $14,677-75.8% | $5,404-34.2% |