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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,147 | $102,595-19.9% | $94,057-12.7% | $154,746-46.9% |
| Participation rate | 83.3% | 76.0%+7.3pp | 73.3%+10.0pp | 80.7%+2.6pp |
| Annual return | 9.88% | 583.42%-573.5pp | 480.62%-470.7pp | 172.34%-162.5pp |
| Employer contribution / active EE | $3,033 | $3,147-3.6% | $2,933+3.4% | $4,379-30.8% |
| Participant deferral / active EE | $3,595 | $5,118-29.8% | $4,709-23.7% | $6,730-46.6% |
| Admin fee / account holder | $31,295 | $7,736+304.5% | $7,244+332.0% | $14,365+117.9% |