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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $27,047 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $21,139 |
Filed as: SHANNON & ASSOCIATES LLP Service code 10 · EIN 91-1125800 | Accounting | $12,700 |
HUNNEX AND SHOEMAKER, INC.2 years Service code 15 · EIN 91-1072394 | Recordkeeping | $1,425 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,181 | $53,901-21.7% | $134,162-68.6% | $73,493-42.6% |
| Participation rate | 96.7% | 62.8%+33.9pp | 72.2%+24.5pp | 70.7%+26.0pp |
| Annual return | 14.87% | 15.82%-0.9pp | 36.35%-21.5pp | 28.51%-13.6pp |
| Employer contribution / active EE | $1,170 | $1,458-19.7% | $3,705-68.4% | $2,270-48.4% |
| Participant deferral / active EE | $1,850 | $2,739-32.5% | $3,500-47.1% | $3,740-50.5% |
| Admin fee / account holder | $407 | $581-29.8% | $6,685-93.9% | $513-20.6% |