Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,787 | $73,102-85.2% | $123,552-91.3% | $56,287-80.8% |
| Participation rate | 55.7% | 74.3%-18.6pp | 82.3%-26.6pp | 69.9%-14.1pp |
| Annual return | -11.94% | 3.01%-14.9pp | 119.20%-131.1pp | -9.96%-2.0pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $4,713 | $5,423-13.1% | $6,426-26.6% | $3,350+40.7% |
| Admin fee / account holder | $20 | $554-96.4% | $9,285-99.8% | $521-96.2% |