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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,997 | $101,063-70.3% | $81,473-63.2% | $147,586-79.7% |
| Participation rate | 50.0% | 74.5%-24.5pp | 68.0%-18.0pp | 82.8%-32.8pp |
| Annual return | 19.63% | 32.41%-12.8pp | 38.78%-19.2pp | 578.59%-559.0pp |
| Employer contribution / active EE | $770 | $3,206-76.0% | $2,568-70.0% | $4,876-84.2% |
| Participant deferral / active EE | $3,692 | $4,242-13.0% | $3,537+4.4% | $5,439-32.1% |
| Admin fee / account holder | $960 | $5,812-83.5% | $4,561-78.9% | $10,886-91.2% |