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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,792 | $183,516-39.1% | $155,534-28.1% | $145,884-23.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 25.65% | 61.43%-35.8pp | 64.92%-39.3pp | 551.85%-526.2pp |
| Employer contribution / active EE | $5,608 | $5,315+5.5% | $4,675+20.0% | $4,662+20.3% |
| Participant deferral / active EE | $4,694 | $6,467-27.4% | $5,630-16.6% | $6,690-29.8% |
| Admin fee / account holder | $1,095 | $19,293-94.3% | $15,900-93.1% | $13,392-91.8% |