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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,871 | $138,076+52.0% | $123,553+69.9% | $135,380+55.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.87% | 153.70%-160.6pp | 119.21%-126.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $8,893 | $5,152+72.6% | $4,628+92.2% | $4,779+86.1% |
| Participant deferral / active EE | $13,341 | $6,800+96.2% | $6,426+107.6% | $5,609+137.8% |
| Admin fee / account holder | $300 | $10,917-97.2% | $9,284-96.8% | $10,828-97.2% |