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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,922 | $196,972+110.1% | $182,262+127.1% | $198,609+108.4% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 16.52% | 158.27%-141.8pp | 140.60%-124.1pp | 202.70%-186.2pp |
| Employer contribution / active EE | $11,273 | $5,364+110.2% | $5,046+123.4% | $5,055+123.0% |
| Participant deferral / active EE | $15,600 | $8,643+80.5% | $8,276+88.5% | $6,977+123.6% |
| Admin fee / account holder | $2,775 | $18,429-84.9% | $16,712-83.4% | $19,030-85.4% |