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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,251 | $61,125-68.5% | $94,057-79.5% | $87,485-78.0% |
| Participation rate | 48.6% | 64.1%-15.5pp | 73.3%-24.8pp | 68.9%-20.4pp |
| Annual return | 22.42% | 35.20%-12.8pp | 480.62%-458.2pp | 26.06%-3.6pp |
| Employer contribution / active EE | $1,640 | $2,136-23.2% | $2,933-44.1% | $2,596-36.8% |
| Participant deferral / active EE | $2,319 | $3,260-28.9% | $4,709-50.8% | $4,274-45.7% |
| Admin fee / account holder | $2,357 | $5,629-58.1% | $7,244-67.5% | $7,775-69.7% |