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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,734 | $73,978+5.1% | $96,515-19.5% | $75,173+3.4% |
| Participation rate | 64.9% | 66.4%-1.6pp | 74.3%-9.5pp | 67.2%-2.3pp |
| Annual return | 13.66% | 26.72%-13.1pp | 35.73%-22.1pp | 160.72%-147.1pp |
| Employer contribution / active EE | $8,131 | $2,931+177.5% | $3,740+117.4% | $2,671+204.4% |
| Participant deferral / active EE | $0 | $3,660-100.0% | $4,880-100.0% | $4,126-100.0% |
| Admin fee / account holder | $7,669 | $5,219+46.9% | $6,735+13.9% | $5,651+35.7% |