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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,312 | $104,694-42.4% | $85,709-29.6% | $167,536-64.0% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 8.45% | 21.45%-13.0pp | 21.49%-13.0pp | 478.82%-470.4pp |
| Employer contribution / active EE | $13,800 | $3,337+313.5% | $2,619+427.0% | $4,839+185.2% |
| Participant deferral / active EE | $2,955 | $4,826-38.8% | $3,924-24.7% | $6,342-53.4% |
| Admin fee / account holder | $602 | $10,035-94.0% | $6,876-91.2% | $12,315-95.1% |