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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,541 | $73,988-45.2% | $96,538-58.0% | $75,177-46.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 9.49% | 26.73%-17.2pp | 35.74%-26.2pp | 160.75%-151.3pp |
| Employer contribution / active EE | $5,135 | $2,930+75.2% | $3,740+37.3% | $2,671+92.2% |
| Participant deferral / active EE | $309 | $3,660-91.5% | $4,880-93.7% | $4,126-92.5% |
| Admin fee / account holder | $8,804 | $5,220+68.7% | $6,737+30.7% | $5,651+55.8% |