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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,757 | $165,939-61.6% | $122,354-47.9% | $147,585-56.8% |
| Participation rate | 70.8% | 79.6%-8.7pp | 71.6%-0.8pp | 82.8%-12.0pp |
| Annual return | 23.37% | 34.56%-11.2pp | 30.28%-6.9pp | 578.58%-555.2pp |
| Employer contribution / active EE | $1,730 | $5,754-69.9% | $4,051-57.3% | $4,876-64.5% |
| Participant deferral / active EE | $4,050 | $4,005+1.1% | $3,287+23.2% | $5,439-25.5% |
| Admin fee / account holder | $690 | $7,425-90.7% | $5,479-87.4% | $10,886-93.7% |