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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,616 | $51,642+32.9% | $129,384-47.0% | $80,935-15.2% |
| Participation rate | 64.7% | 56.9%+7.8pp | 69.6%-4.9pp | 67.7%-3.0pp |
| Annual return | 19.13% | 20.78%-1.6pp | 9461.77%-9442.6pp | 35.66%-16.5pp |
| Employer contribution / active EE | $1,102 | $1,583-30.4% | $4,153-73.5% | $2,757-60.0% |
| Participant deferral / active EE | $2,356 | $2,670-11.7% | $4,166-43.4% | $4,299-45.2% |
| Admin fee / account holder | $18,465 | $4,312+328.3% | $7,686+140.3% | $6,924+166.7% |