Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,947 | $76,551-49.1% | $123,894-68.6% | $62,881-38.1% |
| Participation rate | 27.8% | 73.0%-45.2pp | 81.4%-53.6pp | 69.3%-41.5pp |
| Annual return | 1.67% | 18.68%-17.0pp | 47.52%-45.8pp | 20.14%-18.5pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $799 | $4,840-83.5% | $5,984-86.7% | $3,203-75.1% |
| Admin fee / account holder | $5,111 | $4,826+5.9% | $8,357-38.8% | $4,296+19.0% |