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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,130 | $76,551+58.2% | $123,894-2.2% | $62,881+92.6% |
| Participation rate | 69.2% | 73.0%-3.8pp | 81.4%-12.2pp | 69.3%-0.1pp |
| Annual return | 6.42% | 18.68%-12.3pp | 47.52%-41.1pp | 20.14%-13.7pp |
| Employer contribution / active EE | $620 | $2,882-78.5% | $4,617-86.6% | $2,281-72.8% |
| Participant deferral / active EE | $5,478 | $4,840+13.2% | $5,984-8.5% | $3,203+71.0% |
| Admin fee / account holder | $19,266 | $4,826+299.2% | $8,357+130.5% | $4,296+348.5% |