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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,874 | $138,102-66.8% | $125,381-63.4% | $134,532-65.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.76% | 750.73%-777.5pp | 572.31%-599.1pp | 418.27%-445.0pp |
| Employer contribution / active EE | $2,463 | $5,245-53.0% | $4,815-48.8% | $4,741-48.0% |
| Participant deferral / active EE | $3,274 | $7,801-58.0% | $7,448-56.0% | $6,401-48.9% |
| Admin fee / account holder | $790 | $11,568-93.2% | $10,007-92.1% | $11,429-93.1% |