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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,839 | $111,535-68.8% | $105,223-66.9% | $137,256-74.6% |
| Participation rate | 57.1% | 78.1%-20.9pp | 75.0%-17.9pp | 80.0%-22.8pp |
| Annual return | 17.21% | 237.85%-220.6pp | 180.65%-163.4pp | 220.34%-203.1pp |
| Employer contribution / active EE | $2,857 | $3,939-27.5% | $3,689-22.5% | $4,156-31.3% |
| Participant deferral / active EE | $3,991 | $5,500-27.4% | $5,072-21.3% | $6,407-37.7% |
| Admin fee / account holder | $2,780 | $9,721-71.4% | $8,859-68.6% | $12,270-77.3% |