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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,984 | $138,075+170.9% | $123,552+202.7% | $135,379+176.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.94% | 153.70%-157.6pp | 119.20%-123.1pp | 519.79%-523.7pp |
| Employer contribution / active EE | $9,527 | $5,152+84.9% | $4,628+105.8% | $4,779+99.3% |
| Participant deferral / active EE | $8,032 | $6,800+18.1% | $6,426+25.0% | $5,609+43.2% |
| Admin fee / account holder | $14,759 | $10,917+35.2% | $9,285+59.0% | $10,828+36.3% |