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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,996 | $135,645-18.9% | $110,243-0.2% | $135,379-18.7% |
| Participation rate | 83.3% | 83.5%-0.1pp | 79.8%+3.5pp | 82.6%+0.7pp |
| Annual return | -7.98% | 513.24%-521.2pp | 314.76%-322.7pp | 519.79%-527.8pp |
| Employer contribution / active EE | $6,920 | $4,907+41.0% | $3,827+80.8% | $4,779+44.8% |
| Participant deferral / active EE | $980 | $5,507-82.2% | $4,672-79.0% | $5,609-82.5% |
| Admin fee / account holder | $1,212 | $11,458-89.4% | $8,548-85.8% | $10,828-88.8% |