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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,907 | $105,856+48.2% | $90,161+74.0% | $147,586+6.3% |
| Participation rate | 95.7% | 79.7%+15.9pp | 76.9%+18.8pp | 82.8%+12.8pp |
| Annual return | 21.65% | 37.63%-16.0pp | 34.89%-13.2pp | 578.59%-556.9pp |
| Employer contribution / active EE | $7,093 | $4,126+71.9% | $3,318+113.8% | $4,876+45.5% |
| Participant deferral / active EE | $5,276 | $5,733-8.0% | $5,287-0.2% | $5,439-3.0% |
| Admin fee / account holder | $5,097 | $8,046-36.7% | $5,943-14.2% | $10,886-53.2% |