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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,715 | $108,942+172.4% | $100,415+195.5% | $145,897+103.4% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 21.93% | 58.27%-36.3pp | 49.47%-27.5pp | 552.29%-530.4pp |
| Employer contribution / active EE | $2,280 | $4,422-48.4% | $3,943-42.2% | $4,663-51.1% |
| Participant deferral / active EE | $5,895 | $8,461-30.3% | $8,091-27.1% | $6,689-11.9% |
| Admin fee / account holder | $14,191 | $9,702+46.3% | $7,906+79.5% | $13,390+6.0% |