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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,715 | $108,912+172.4% | $100,383+195.6% | $145,959+103.3% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 21.93% | 57.96%-36.0pp | 49.26%-27.3pp | 561.95%-540.0pp |
| Employer contribution / active EE | $2,280 | $4,423-48.4% | $3,944-42.2% | $4,661-51.1% |
| Participant deferral / active EE | $5,895 | $8,451-30.3% | $8,086-27.1% | $6,689-11.9% |
| Admin fee / account holder | $14,191 | $9,690+46.4% | $7,900+79.6% | $13,398+5.9% |