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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,952 | $64,729-84.6% | $112,263-91.1% | $68,490-85.5% |
| Participation rate | 36.4% | 67.2%-30.8pp | 75.1%-38.7pp | 67.9%-31.5pp |
| Annual return | -32.49% | -11.40%-21.1pp | 27.49%-60.0pp | -7.85%-24.6pp |
| Employer contribution / active EE | $800 | $2,746-70.9% | $3,636-78.0% | $2,597-69.2% |
| Participant deferral / active EE | $1,970 | $3,566-44.8% | $4,729-58.4% | $4,028-51.1% |
| Admin fee / account holder | $296 | $5,222-94.3% | $6,410-95.4% | $5,403-94.5% |