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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,608 | $72,404-26.0% | $110,243-51.4% | $64,173-16.5% |
| Participation rate | 68.9% | 73.3%-4.4pp | 79.8%-10.9pp | 69.6%-0.7pp |
| Annual return | -4.75% | -6.29%+1.5pp | 314.76%-319.5pp | 7.63%-12.4pp |
| Employer contribution / active EE | $2,222 | $2,282-2.6% | $3,827-41.9% | $2,381-6.7% |
| Participant deferral / active EE | $3,956 | $3,469+14.0% | $4,672-15.3% | $3,470+14.0% |
| Admin fee / account holder | $1,907 | $5,664-66.3% | $8,548-77.7% | $4,887-61.0% |