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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,283 | $54,162+66.7% | $68,612+31.6% | $64,173+40.7% |
| Participation rate | 24.2% | 68.1%-43.8pp | 72.2%-48.0pp | 69.6%-45.3pp |
| Annual return | -5.86% | -1.62%-4.2pp | -4.63%-1.2pp | 7.63%-13.5pp |
| Employer contribution / active EE | $931 | $1,846-49.6% | $2,625-64.5% | $2,381-60.9% |
| Participant deferral / active EE | $2,097 | $2,626-20.2% | $3,311-36.7% | $3,470-39.6% |
| Admin fee / account holder | $0 | $4,029-100.0% | $5,131-100.0% | $4,887-100.0% |