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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,005 | $228,352-87.3% | $185,835-84.4% | $158,966-81.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 10.46% | 40.81%-30.4pp | 35.96%-25.5pp | 302.95%-292.5pp |
| Employer contribution / active EE | $1,176 | $4,967-76.3% | $4,087-71.2% | $4,762-75.3% |
| Participant deferral / active EE | $3,632 | $6,416-43.4% | $5,633-35.5% | $5,983-39.3% |
| Admin fee / account holder | $390 | $11,867-96.7% | $9,502-95.9% | $11,250-96.5% |