Retirement plan

403(B) THRIFT PLAN OF COMMUNITIES IN SCHOOLS OF WASHINGTON STATE

Name: COMMUNITIES IN SCHOOLS OF WASHINGTON STATE - 403(B) THRIFT PLAN OF COMMUNITIES IN SCHOOLS OF WASHINGTON STATE (2019) Form 5500
Creator: COMMUNITIES IN SCHOOLS OF WASHINGTON STATE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF COMMUNITIES IN SCHOOLS OF WASHINGTON STATE, COMMUNITIES IN SCHOOLS OF WASHINGTON STATE

COMMUNITIES IN SCHOOLS OF WASHINGTON STATEEIN 91-1541026Plan #003PY 2019

1010 S 336TH ST STE 205 - FEDERAL WAY, WA 980037354253-248-1991ciswa.orgLinkedIn1-10 employeesindividual & family services

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$257K

+40.4% from 2018

Total participants

+28.6% from 2018

Average account balance

$28,554

+9.2% from 2018

Annual return

21.78%

+31.71 pp from 2018

Benchmarks

See 6,050 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort6,050 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$516K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$11K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$121K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+25.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$223

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$11K

$1816 / participant

Other / not subdivided$11K100.0%

% of EOY assets

4.240%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,554

$77,449-63.1%

$69,483-58.9%

$152,909-81.3%

Participation rate

100.0%

78.1%+21.9pp

74.6%+25.4pp

82.5%+17.5pp

Annual return

21.78%

39.09%-17.3pp

28.99%-7.2pp

345.46%-323.7pp

Employer contribution / active EE

$1,055

$3,316-68.2%

$2,780-62.1%

$4,764-77.9%

Participant deferral / active EE

$6,436

$4,415+45.8%

$3,537+82.0%

$5,851+10.0%

Admin fee / account holder

$1,211

$6,210-80.5%

$3,841-68.5%

$11,601-89.6%

403(B) THRIFT PLAN OF COMMUNITIES IN SCHOOLS OF WASHINGTON STATE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF COMMUNITIES IN SCHOOLS OF WASHINGTON STATE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion