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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,909 | $54,541+86.8% | $78,778+29.4% | $70,126+45.3% |
| Participation rate | 55.6% | 60.8%-5.2pp | 69.2%-13.6pp | 69.5%-14.0pp |
| Annual return | 16.25% | 21.07%-4.8pp | 35.62%-19.4pp | 73.15%-56.9pp |
| Employer contribution / active EE | $1,374 | $1,089+26.3% | $1,986-30.8% | $2,343-41.3% |
| Participant deferral / active EE | $7,558 | $2,210+242.0% | $2,958+155.5% | $3,332+126.8% |
| Admin fee / account holder | $1,084 | $3,709-70.8% | $5,134-78.9% | $4,645-76.7% |