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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,993 | $57,352+72.6% | $83,830+18.1% | $64,173+54.3% |
| Participation rate | 29.0% | 68.6%-39.6pp | 76.1%-47.2pp | 69.6%-40.6pp |
| Annual return | 8.05% | 11.38%-3.3pp | 850.97%-842.9pp | 7.63%+0.4pp |
| Employer contribution / active EE | $889 | $2,546-65.1% | $3,631-75.5% | $2,381-62.6% |
| Participant deferral / active EE | $3,428 | $2,993+14.5% | $4,082-16.0% | $3,470-1.2% |
| Admin fee / account holder | $20 | $4,046-99.5% | $5,479-99.6% | $4,887-99.6% |