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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,375 | $117,694+11.6% | $71,755+83.1% | $134,532-2.3% |
| Participation rate | 58.8% | 68.8%-10.0pp | 62.3%-3.5pp | 81.2%-22.4pp |
| Annual return | -19.51% | 25.33%-44.8pp | 9.09%-28.6pp | 418.27%-437.8pp |
| Employer contribution / active EE | $1,262 | $2,523-50.0% | $1,704-25.9% | $4,741-73.4% |
| Participant deferral / active EE | $5,337 | $3,753+42.2% | $2,656+101.0% | $6,401-16.6% |
| Admin fee / account holder | $2,680 | $6,374-58.0% | $3,972-32.5% | $11,429-76.5% |