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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,572 | $56,287+384.3% | $80,977+236.6% | $62,881+333.5% |
| Participation rate | 100.0% | 68.9%+31.1pp | 75.8%+24.2pp | 69.3%+30.7pp |
| Annual return | 8.84% | 22.13%-13.3pp | 17.11%-8.3pp | 20.14%-11.3pp |
| Employer contribution / active EE | $15,423 | $1,943+693.9% | $3,715+315.2% | $2,281+576.2% |
| Participant deferral / active EE | $5,421 | $4,196+29.2% | $5,696-4.8% | $3,203+69.2% |
| Admin fee / account holder | $7,175 | $3,742+91.8% | $5,517+30.1% | $4,296+67.0% |