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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,381 | $115,814+82.5% | $101,275+108.7% | $158,982+33.0% |
| Participation rate | 83.3% | 79.4%+4.0pp | 75.8%+7.5pp | 82.0%+1.4pp |
| Annual return | 8.29% | 56.16%-47.9pp | 46.48%-38.2pp | 302.99%-294.7pp |
| Employer contribution / active EE | $9,404 | $4,176+125.2% | $3,660+156.9% | $4,763+97.4% |
| Participant deferral / active EE | $4,167 | $4,958-16.0% | $4,371-4.7% | $5,983-30.4% |
| Admin fee / account holder | $1,451 | $7,249-80.0% | $5,948-75.6% | $11,252-87.1% |