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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,726 | $57,541+12.5% | $95,740-32.4% | $75,173-13.9% |
| Participation rate | 90.7% | 62.5%+28.2pp | 72.3%+18.4pp | 67.2%+23.5pp |
| Annual return | 14.68% | 34.93%-20.3pp | 28.41%-13.7pp | 160.72%-146.0pp |
| Employer contribution / active EE | $1,044 | $1,808-42.2% | $2,836-63.2% | $2,671-60.9% |
| Participant deferral / active EE | $7,309 | $3,074+137.8% | $4,244+72.2% | $4,126+77.1% |
| Admin fee / account holder | $3,200 | $4,099-21.9% | $5,676-43.6% | $5,651-43.4% |