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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,120 | $73,988-74.2% | $96,538-80.2% | $75,177-74.6% |
| Participation rate | 65.4% | 66.4%-1.0pp | 74.3%-9.0pp | 67.2%-1.8pp |
| Annual return | 28.51% | 26.73%+1.8pp | 35.74%-7.2pp | 160.75%-132.2pp |
| Employer contribution / active EE | $2,241 | $2,930-23.5% | $3,740-40.1% | $2,671-16.1% |
| Participant deferral / active EE | $5,771 | $3,660+57.7% | $4,880+18.3% | $4,126+39.9% |
| Admin fee / account holder | $107 | $5,220-97.9% | $6,737-98.4% | $5,651-98.1% |