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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,247 | $57,352+95.7% | $83,831+33.9% | $64,173+74.9% |
| Participation rate | 91.9% | 68.6%+23.3pp | 76.1%+15.7pp | 69.6%+22.3pp |
| Annual return | -7.98% | 11.38%-19.4pp | 850.99%-859.0pp | 7.63%-15.6pp |
| Employer contribution / active EE | $4,156 | $2,546+63.3% | $3,631+14.5% | $2,381+74.6% |
| Participant deferral / active EE | $8,036 | $2,993+168.5% | $4,082+96.9% | $3,470+131.6% |
| Admin fee / account holder | $337 | $4,046-91.7% | $5,479-93.8% | $4,887-93.1% |