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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,090 | $97,732-32.4% | $83,831-21.2% | $135,380-51.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.79% | 1287.56%-1296.3pp | 850.99%-859.8pp | 519.81%-528.6pp |
| Employer contribution / active EE | $2,167 | $4,222-48.7% | $3,631-40.3% | $4,779-54.7% |
| Participant deferral / active EE | $5,694 | $4,683+21.6% | $4,082+39.5% | $5,609+1.5% |
| Admin fee / account holder | $3,075 | $6,675-53.9% | $5,479-43.9% | $10,828-71.6% |