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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,689 | $106,005-56.9% | $92,239-50.5% | $147,585-69.0% |
| Participation rate | 81.0% | 80.4%+0.5pp | 76.5%+4.5pp | 82.8%-1.9pp |
| Annual return | 39.67% | 50.05%-10.4pp | 176.29%-136.6pp | 578.58%-538.9pp |
| Employer contribution / active EE | $2,459 | $4,333-43.2% | $3,680-33.2% | $4,876-49.6% |
| Participant deferral / active EE | $3,570 | $4,478-20.3% | $3,897-8.4% | $5,439-34.4% |
| Admin fee / account holder | $19,182 | $6,333+202.9% | $5,194+269.3% | $10,886+76.2% |