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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,640 | $104,098-79.2% | $140,514-84.6% | $94,015-77.0% |
| Participation rate | 92.0% | 73.7%+18.3pp | 77.8%+14.2pp | 70.8%+21.2pp |
| Annual return | 76.96% | 15.14%+61.8pp | 14.36%+62.6pp | 17.84%+59.1pp |
| Employer contribution / active EE | $4,163 | $2,388+74.3% | $3,378+23.2% | $2,790+49.2% |
| Participant deferral / active EE | $7,209 | $4,033+78.8% | $4,919+46.6% | $4,249+69.7% |
| Admin fee / account holder | $410 | $10,439-96.1% | $13,697-97.0% | $8,951-95.4% |