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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,640 | $95,453-77.3% | $112,040-80.7% | $82,448-73.8% |
| Participation rate | 92.0% | 72.8%+19.2pp | 76.5%+15.5pp | 68.1%+23.9pp |
| Annual return | 76.96% | 23.92%+53.0pp | 24.52%+52.4pp | 41.64%+35.3pp |
| Employer contribution / active EE | $4,163 | $2,318+79.6% | $2,954+40.9% | $2,551+63.2% |
| Participant deferral / active EE | $7,209 | $4,224+70.7% | $5,098+41.4% | $4,139+74.2% |
| Admin fee / account holder | $410 | $9,013-95.4% | $12,098-96.6% | $7,234-94.3% |